Equity Mobile

4.8
322K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform.

With Equity mobile, you will be able to:

Conveniently and securely do your banking
- Open a bank account in an instant
- Create your profile from the comfort of your home at any time
- Have a full view of your accounts, balances and transactions
- Download account statements and transaction receipts
- Lost your card? Block it temporarily

Grow
- Borrow with ease
- View and pay your loan balances

Transact on the go
Send money
- To your own or other Equity accounts
- To other banks, locally or internationally
- To mobile money
- To your prepaid or credit card(s)

Pay with Equity
- Pay your bills
- Buy goods
- Pay to an M-PESA till

Buy airtime
Save people and businesses to your list of favourites

Quick and easy access
- Sign-in with fingerprint or facial recognition
- Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)
- Day or night, manage your money with Dark Mode support
Updated on
Feb 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
320K reviews
Edith Ngundi
August 10, 2022
Authentication process is hell. I've been trying to log in and it rejects my password attempts. There's no 'forgot password' option and I'm getting frustrated because I have been trying this on and off for the past two weeks. Also, why do we need transactions to be approved? And the requirements to approve transactions do not accomodate people who are not physically in the country. Do better!
119 people found this review helpful
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Equity Group
August 10, 2022
Hello Edith, thank you for your interest in our App. We are sorry to hear of this and we wish to assist, please write to us with details (phone number, ID number and your name) via Email [email protected]. Thank you for reaching out.
Faustin Soroncho
October 2, 2023
When sending money, it used to automatically detect sms and capture the verification code. But now, it does not. To make matters worse, it doesn't allow you to enter the code manually. When you select option for email, it takes days for the code to arrive. Which will have expired. In short, I am not able to transact with this app anymore.
56 people found this review helpful
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Equity Group
October 2, 2023
Hi Faustin, we would like to engage you further on your experience. Can you please drop us an email to [email protected] and share exact error message/screenshot of the error received for assistance.
Volodymyr
February 23, 2026
When I receive an OTP message, I can't enter it manually in the app. So I always use OTP by email, but I found that is not possible to choose receiving OTP by email. Has this problem really been around for three years? Haven't you been able to resolve the technical issues? Answer on your reply. Yes the phone and numb the same and but auto fill function doesn't work. And its not security feature It is barrier for clients to have proper service. I have experience with so many banks, its useless.
4 people found this review helpful
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Equity Group
February 25, 2026
Hi there, please email us a screenshot of the error you are facing along with your mobile number at [email protected] so we can look into this for you. We apologise for any inconvenience.

What’s new

Faster, Smarter and More Secure
- Lightning Fast Accounts: We’ve optimized your dashboard so your account balances load instantly.
- Better Forex Rates: Enjoy preferential FX rates on your currency transactions.
- Flexible Goals: Life happens, you can now easily adjust your Goal Savings amounts and target dates.
- Multiple bugfixes and improvements to make your experience even better