MySynchrony

Contains ads
4.5
65.3K reviews
5M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Download the MySynchrony App today to securely manage your credit card accounts* all in one place.
With this mobile app you will be able to:

• Manage your Synchrony issued credit cards in one place
• Log in securely using Biometric Authentication
• Schedule and manage payments for your accounts
• Check your balance and credit limit anytime, anywhere
• Review your transaction and payment history
• View your statements and manage your statement delivery preference
• Securely add or delete multiple bank accounts that you'd like to use to pay your bill
• Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood
• Access the Finance 101 blog to stay in the know on tips to better manage your finances
• Discover answers anytime with our 24/7 Knowledge Center for cardholder resources.
• Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.

(For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.)
*Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Updated on
Feb 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
64.3K reviews
Jason Fether
March 2, 2026
It was easy to access my Synchrony credit card through the original Synchrony app before. Now I've been forced to switch to this app which clearly wasn't properly developed before discontinuing access in the original app. I've had to set up my account three different times now because the developers can't decide how they want the app to work. The validation and verification only works about half of the time, so even when it is functioning it takes a while just to access my account.
4 people found this review helpful
Did you find this helpful?
Lance Frazier
November 30, 2024
Many 'store' credit cards are held and serviced by Synchrony. The app is okay; nothing special to note. The problem with Synchrony is that they will change your credit limit based on your carried balance (many stores offer '6 mo. same as cash' or 24 mo. with no interest'). This triggers the bank to lower your available credit because you carry a balance. Also, if you go several months to a year without using the account, Synchrony will CLOSE it without notice! I've had this happen more than once
354 people found this review helpful
Did you find this helpful?
Nicole Vande Berg
December 23, 2024
Edit: I haven't been able to get into this app now for a week. It keeps saying it can't process my login request. App works half the time. Can't seem to sign frequently enough that it gets annoying trying to manage anything. Unrelated to the app, their customer service is clueless. I had to call three times to add my spouse to my account. They kept telling me he was on there, yet he never got a card for over a month.
368 people found this review helpful
Did you find this helpful?

What’s new

Easily activate your new credit card in the app
View and manage your scheduled and upcoming payments
Explore Everyday Value smart savings and financing offers every time you shop in Marketplace
Access merchant information and contact them directly from your transactions