4.2
1.62K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Brand Name Change

We’re excited to share an important update with you.
Optimus by Afrinvest is now PlutusNeo by Afrinvest.
This change reflects our evolving brand and our continued commitment to delivering a more modern, intuitive, and powerful investment experience.

Introducing Optimus 2.0 – Your Upgraded Financial Companion is Here
We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey.

What’s New in Optimus 2.0
Optilock Top-Up
Now you can top up your locked savings anytime while keeping your lock period intact—build your savings effortlessly.

OptiTarget Savings Plans
Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress.

Wallet-to-Wallet Transfers
Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless.

Learning & Video Services
Gain financial knowledge with in-app access to engaging video courses and educational content.

Direct Debit Integration
Automate your savings and contributions directly from your bank account—no more missed payments.

Enhanced Security & Fraud Detection
Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova.

Light & Dark Mode Toggle
Customise your viewing experience with support for both light and dark themes.

Performance Improvements
Experience faster loading, smoother navigation, and a more intuitive user interface.

Why This Matters
Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow—all in one place.

Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance.

Thank you for choosing Plutus Neo by Afrinvest.
Updated on
Jan 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.3
1.6K reviews
Julia Charles-Azike
March 7, 2026
If there was an opportunity for a minus zero star I'd give it to this app! I can't access my account since the name change from Optimus to plutusneo- it's been one issue to the other. 60 seconds otp for a password reset and it takes ages to deliver it to the email not even the phone no. before you give an excuse that it may be the network. You eventually get the otp on your email and your entire 60 seconds have elapsed with a constant notification that the code you have entered is invalid!? -0 ⭐
1 person found this review helpful
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nelsoness
March 13, 2026
just Run from this app, I wish there was a negative score for this app, it would be negative 200, imagine looking at funds you have in the app got stocks and the stocks are not assigned or identified, yet customer care have no idea what to do keep saying screenshot it for us- the transaction history does not even show what the fund was used for.
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Don Bosco
January 4, 2026
I have never used a financial app that is as poor as this. a. The Audit function on the app makes it impossible to track transaction. b. You can generate a report for more than 6 months, making it impossible to balance transactions. c. You cant trace back the rate at which optilock was made post maturing making it impossible to verify the interest paid. d. The customer care guys are professional in their approach but knows nothing about investment. Some of them can't do simple addition
2 people found this review helpful
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What’s new

The app name has been updated to PlutusNeo by Afrinvest
The same trusted features, security, and services you rely on remain unchanged
There’s nothing you need to do. Simply update the app and continue enjoying seamless access to your investments under our new name.
Thank you for growing with us.

App support

Phone number
+2342018886699
About the developer
AFRINVEST WEST AFRICA LIMITED
27 Gerrard Road Ikoyi 101233 Nigeria
+234 813 904 0100

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