Krak: Send Money Anywhere

4.5
3.14K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Introducing Krak, the new app from Kraken that lets you send money to 160+ markets globally in seconds, hold 300+ currencies and crypto assets, and automatically earn up to 10% rewards on your balance. No hidden transfer fees. No lockups. Just borderless payments that feel as simple as texting.

GLOBAL P2P PAYMENTS WITH REWARDS
• Send money instantly to 160+ countries using just a @Kraktag username
• Earn up to 10% rewards on eligible assets with no lock-ups
• Zero transfer fees with transparent, upfront conversion rates

INSTANT & TRANSPARENT TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• Manage international finances without juggling multiple apps

MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets
• Live in USD, get paid in EUR, send in GBP - Krak handles it seamlessly
• Real-time asset swapping with all costs shown before you confirm

PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money or send payment reminders easily

BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.

Krak is an affiliated brand of Kraken.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.

Not investment advice. Crypto trading involves risk of loss.

Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.

Cryptocurrencies are unregulated in the UK, profits may be subject to capital gains tax, and the value of cryptocurrencies can go down or up

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at https://www.kraken.com/legal/uk/disclaimer

Terms of Service:
www.kraken.com/legal
Updated on
Mar 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
3.12K reviews
Phillip Graham
February 26, 2026
Great app, although there was a glitch at one point that would not allow me to send, I spent some time with support on it... took a little while... but they did resolve the issue
1 person found this review helpful
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Payward, Inc.
February 26, 2026
Hi Phillip! Thanks so much for the 4 stars! 🌟 We appreciate you sticking with us while the issue was being sorted out. Glad to hear the team was able to get everything resolved for you in the end. If you ever need anything else, we’re always here to help! Take care 💜🐙
Chad Vanaman
March 8, 2026
Literally awesome 💖 sauce so far. Works like a dream. UI/UX are on point. Way better than CashApp & that's saying a lot. We rare it ⭐️⭐️⭐️⭐️🌟 6 stars. More to come as our Pilot 👔 Programkicks of in full force in early April. Stay 😎 tuned!!
2 people found this review helpful
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Letty williams
January 21, 2026
I regret using this app I must confess I just got introduced to this app and trying it within 3days my account was suspended and restricted for no reason this is so annoying and frustrating. I have funds in it and I can't make a transfer this wicked.. Please delete this app off your phone because they'll only fustrate the hell out of you
7 people found this review helpful
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Payward, Inc.
January 21, 2026
Hey Letty! Please send us a DM on another social platform so we can look onto this for you: https://support.kraken.com/articles/201351886-how-to-follow-kraken-on-social-media

What’s new

We’re always making sure Krak is easy, safe and secure for you to use.

This release contains various improvements and fixes.